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This is your guide for understanding year three of Pennsylvania's new healthcare system, how to access health insurance, and how to make the most of your plan to ensure positive health outcomes for you and your family.Then, explore the chapters of the guide for resources, tools, personal stories, and expert advice from health professionals across Central PA.For those who are 65 or older, The Affordable Care Act strengthens Medicare, offers eligible seniors a range of preventive services with no cost-sharing, and provides discounts on drugs when in the coverage gap known as the “donut hole.” source: Under The Affordable Care Act, young adults can now stay on their parents’ insurance plan up until 26 years of age.